Comments on: Loan Modification and Your Credit Score http://www.keepmyhouse.com/2009/01/29/loanmodification-and-your-credit-score/ All about loan modifications and more Fri, 15 May 2009 10:06:20 +0000 http://wordpress.org/?v=2.6.5 By: Gary F. Wedman http://www.keepmyhouse.com/2009/01/29/loanmodification-and-your-credit-score/#comment-133 Gary F. Wedman Sat, 14 Feb 2009 03:00:22 +0000 http://www.keepmyhouse.com/?p=202#comment-133 Looking for a loan just below FHA Standards. because my income will fluctuate low in the winter months and very other seasons. Gary 503-381-4771 Looking for a loan just below FHA Standards. because my income will fluctuate low in the winter months and very other seasons.
Gary 503-381-4771

]]> By: Gary F. Wedman http://www.keepmyhouse.com/2009/01/29/loanmodification-and-your-credit-score/#comment-132 Gary F. Wedman Sat, 14 Feb 2009 02:58:29 +0000 http://www.keepmyhouse.com/?p=202#comment-132 Looking for a loan just below FHA Standards. because my income will fluctuate low in the winter months and very other seasons. Gary Looking for a loan just below FHA Standards. because my income will fluctuate low in the winter months and very other seasons.
Gary

]]> By: Larry Rubinoff http://www.keepmyhouse.com/2009/01/29/loanmodification-and-your-credit-score/#comment-85 Larry Rubinoff Wed, 04 Feb 2009 20:47:49 +0000 http://www.keepmyhouse.com/?p=202#comment-85 John: You ask a very valid question and one I believe does not have an easy answer. I have been following a legal blog written by attorneys. The same question keeps coming up there with no definitive answers. My opinion - and it is only my opinion - is to work with a law firm that specializes in real estate law, specifically foreclosure law. Having an edge on foreclosure law can be a very important edge in negotiating a loan modification. However, as I have been reading on a legal blog, even law firms have some negative feedback. This of course would be the case with any company. No one can be 100% in any given situation - especially in negotiations or litigation. (I am not an attorney but am a consumer advocate against this mass foreclosure crisis) Do an internet search on teh company you are considering. But even there you may only find the negatives and not so much the positives. Like with any business, more publicity comes from deals that do not come out favorably then comes from positive conclusions. Perhaps through this blog, others will respond with references of those they used successfully. Don't give up, keep trying and fighting. John:

You ask a very valid question and one I believe does not have an easy answer. I have been following a legal blog written by attorneys. The same question keeps coming up there with no definitive answers.

My opinion - and it is only my opinion - is to work with a law firm that specializes in real estate law, specifically foreclosure law. Having an edge on foreclosure law can be a very important edge in negotiating a loan modification.

However, as I have been reading on a legal blog, even law firms have some negative feedback. This of course would be the case with any company. No one can be 100% in any given situation - especially in negotiations or litigation. (I am not an attorney but am a consumer advocate against this mass foreclosure crisis)

Do an internet search on teh company you are considering. But even there you may only find the negatives and not so much the positives.

Like with any business, more publicity comes from deals that do not come out favorably then comes from positive conclusions.

Perhaps through this blog, others will respond with references of those they used successfully.

Don’t give up, keep trying and fighting.

]]> By: John http://www.keepmyhouse.com/2009/01/29/loanmodification-and-your-credit-score/#comment-81 John Tue, 03 Feb 2009 23:57:42 +0000 http://www.keepmyhouse.com/?p=202#comment-81 How can I be certain that a company or law firm doing home loan modifications is a legitimate company and not a scam? There are so many scams out there. There is a company I have spoken with that wants $1,000.00 up front and then $1,247.50 a month for the next 2 months. Tell me what to look for in a law firm or company. How can I be certain that a company or law firm doing home loan modifications is a legitimate company and not a scam? There are so many scams out there.
There is a company I have spoken with that wants $1,000.00 up front and then $1,247.50 a month for the next 2 months.
Tell me what to look for in a law firm or company.

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