Hard times have hit homeowners all across the country. Over two million homeowners are facing the real possibility of losing their homes in foreclosure, and if you are one of them, you may mistakenly believe you have only two options – pay up or move out. As you’ll see, that doesn’t have to be the case.

March is Dummies Month — a time when my publisher, John Wiley & Sons, ramps up its promotional efforts for books in the popular ‘For Dummies’ series.

If you or someone you know is facing foreclosure and haven’t purchased Foreclosure Self-Defense For Dummies yet, now is a great time to get your very own copy. This March, purchase any For Dummies book, including Foreclosure Self-Defense For Dummies and you’ll receive a $5.00 rebate on your purchase.

You can buy Foreclosure Self-Defense For Dummies directly from my publisher, Wiley Publishing, by clicking the image above, or you can purchase it from Amazon.com, Barnes & Noble, Borders, or any other store. Be sure to save your receipt though. When you do, you can can submit it to Wiley — along with the Dummies Month Rebate Form — and receive a $5.00 rebate.

As I point out in Foreclosure Self-Defense For Dummies, the worst thing you can do when facing foreclosure is to do nothing. In the book, my co-authors and I get down to the nitty-gritty of helping you create a solid defense strategy, with details on checking and improving your credit, saving money to fight back, haggling with your lender, and even information on how to deal with the emotional side of foreclosure.

I know times are tough and that it may seem odd that I’m encouraging you to spend money right now rather than save. Trust me, however, when I tell you that Foreclosure Self-Defense For Dummies is well worth the price, especially during Dummies Month when you can save an additional $5.00 off the purchase price.

Ralph R. Roberts, GRI, CRS Award-Winning REALTOR® and Author Loan Modification For Dummies (avail. Summer 2009)